Wednesday, March 4, 2009

Why Choose Allstate Car Insurance?

By: Allison Mac

Car insurance of course is the law but it is also extremely important in order to protect yourself and your vehicle. You have likely made some really important choices as to what kind of car to buy. Now you must make another important choice… which car insurance company to use. Allstate is a very large reputable car insurance company. Here are some statistics on Allstate Car Insurance in order to help you make an informed choice to find the right coverage without it costing you an arm and a leg. 

Allstate Car Insurance has 4 plans to choose from: 

1. Platinum Package: 

• Accident Forgiveness (Multiple Accidents) 
• Helps keep your rates from going up just because of an accident. Even if it's your fault. 
• Safe Driving Bonus 
• Introducing the Safe Driving Bonus Check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium. This is in addition to any other Allstate discounts you qualify for. 
• Deductible Rewards 
• You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total. 
• New Car Replacement (optional) 
• If your new car gets totaled in the first three model years, you may be able to get a totally new car - not just a check for the depreciated value. 

2. Gold Package: 

• Accident Forgiveness 
• Helps keep your rates from going up just because of an accident. Even if it's your fault. 
• Deductible Rewards 
• You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total. 
• New Car Replacement (optional) 
• If your new car gets totaled in the first three model years, you may be able to get a totally new car - not just a check for the depreciated value. 

3. Standard Policy: 

• Accident Forgiveness 
• After 5 years for eligible customers. 

4. Value Package: 

• Allstate® Easy Pay Plan 
• Lets you pay your bills automatically - no stress, no worry. 

Allstate Car Insurance also offers many discounts that are worth looking into. There are safe driver discounts, safe car discounts, discounts for drivers with multiple Allstate policies, as well as discounts for students and seniors. 

On top of all these discounts Allstate also offers an environmental option where they will donate $10 to national, environmentally conscious organizations. In my opinion every little bit helps and if I’m going to be driving a car, I figure the least I can do is to help the environment in every other way possible. For all of these reasons Allstate Car Insurance is a great company and worth looking into. 

About the Author

To learn much more about the different types of car insurance and to receive a free car insurance quote, visit BestCarInsurance4You.com where you’ll find this and much more, including information on car insurance for women.

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