Monday, March 2, 2009

Covering Your Health While Traveling Abroad

By: Jeny Stevens

I crossed my legs and tried to relax a little bit. Taxi rides weren’t my favorite. There was something about the smell of the car mixed with a constant feeling of having your money sucked right out of your wallet that always left me uneasy. I closed my eyes and tried to mentally transport myself to Guatemala.

Being my first major trip ever, I wanted to make sure I didn’t forget anything. I silently went over everything I had packed to make sure nothing had been neglected. I then pulled out my wallet for the 100th time to make sure my passport was securely tucked inside. Next to my wallet, I had strategically placed my international health care instructions. I went over them again, determined to be prepared if anything should happen.

Before leaving, I had checked with my insurance carrier on what my specific plan had covered, internationally. Paying a quick call to HealthPlanOne, (who I called whenever I needed an answer regarding my health insurance), I discovered that my coverage would be limited. So I had gone ahead and purchased both travel insurance and medical evacuation insurance. Although I hoped I would never need either of them, I couldn't be positive. I was going to be traipsing around the Guatemalan countryside for a week. Being a bit of a klutz, I knew there were no guarantees for my safety.

Before leaving, I had checked with my insurance carrier on what my specific plan had covered, internationally. Paying a quick call to HealthPlanOne, (who I called whenever I needed an answer regarding my health insurance), I discovered that my coverage would be limited. So I had gone ahead and purchased both travel insurance and medical evacuation insurance. Although I hoped I would never need either of them, I couldn't be positive. I was going to be traipsing around the Guatemalan countryside for a week. Being a bit of a klutz, I knew there were no guarantees for my safety.

I also had tucked my current Health Insurance card with my identification numbers inside. In case any questions arose throughout my stay, I also had the phone numbers of my insurance company back home, my travel insurance, and my evacuation insurance.

I also had tucked my current Health Insurance card with my identification numbers inside. In case any questions arose throughout my stay, I also had the phone numbers of my insurance company back home, my travel insurance, and my evacuation insurance.

Last, I had written down emergency contact information of family back home and in Guatemala. Although I knew no one personally in the country, I made sure to get the contact information for the United States consulate in the country. Traveling abroad was new for me and frankly, a little scary. I did find out that there are things we can do before we leave, to be prepared. Being thousands of miles away from home, it feels good to know I will be in good hands in case the worst happens.



About the Author

Here Author writes about health covering while traveling abroad. He shares his thoughts about his trip to Guatemala which is a new and little bit scary experience for him. He also write about his Health Insurance which doesn't have sufficient coverage for his abroad traveling and so, he extended his Health Insurance Plans with some other services included in it so it would help him during his abroad traveling

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